WILLEMSTAD – Alongside its economic research, the Central Bank of Curaçao and Sint Maarten (CBCS) will intensify its focus on financial stability risks in the 2026–2028 period. The bank’s agenda highlights vulnerabilities in the banking sector, housing markets, and emerging structural risks.
Banks in the monetary union hold assets exceeding 150 percent of GDP, making their resilience critical to overall economic stability. The CBCS plans to expand stress testing and assess risks related to real estate lending, household debt, and non-performing loans.
Housing markets will receive particular attention, as international experience shows that downturns in real estate often precede banking crises. The bank also intends to examine emerging risks, including cyber threats, fintech developments, climate-related financial risks, and anti-money-laundering challenges.
For Curaçao, the research agenda signals continued vigilance over systemic risks that could threaten financial stability, with findings expected to support macroprudential policy and regulatory oversight.
